About

Privacy

Last reviewed September 29, 2026 · 4 minutes

Who this is for. Anyone who wants to know what FourHundred collects.
Who should skip this. Readers who only need a situation path today.

Short version

FourHundred is a static education site. You can read every page without creating an account.

We do not ask for your name, address, Social Security number, or bank login. We do not sell a mailing list. We do not run advertising pixels. We do not connect to your accounts.

This page describes the current minimum site. If that changes, this page will change on the same day.


What we do not collect

If a page or an AI tool asks you to paste a statement, an account number, or a Social Security number into a public chatbot, that is outside FourHundred. See the AI tools page. Do not do it.


What may be processed when you load a page

The host. Pages are served by Cloudflare Pages. Like any website host, Cloudflare can see the request: the page address, your IP address, the browser type, and the time. That is how the site is delivered and how abuse is limited. We do not use that log to build a profile of your money.

Fonts. The site loads typefaces from Google Fonts. Google may receive the request for those font files. If you block third-party fonts, the pages still work with your device’s default type.

The public repository. The site source is on GitHub. That is code and education text, not your household file.

Analytics. Launch pages do not include Google Analytics or a marketing pixel. If we later turn on Cloudflare Web Analytics (a privacy-oriented, cookie-light measure of which pages are read), this paragraph will name it. Until then, assume we are not counting you beyond what the host needs to serve the file.


Cookies

FourHundred pages do not set a login cookie. The host or the font service may set their own technical cookies. We do not use cookies to remember your bills or to retarget you.


Children

This site is written for adults in the United States who handle household bills. It is not directed at children under 13.


Other sites

Links to the Federal Reserve, CFPB, FTC, IRS, 211, and similar official pages leave FourHundred. Their rules apply on their sites.


If something is wrong

If this page is out of date, or if you think a FourHundred page is collecting more than it says, see Method for how corrections work. There is no account to delete, because there is no account.


Related


FourHundred is an education tool. It is not personalized financial, tax, or legal advice. This page is a description of current practice, not a contract and not legal counsel.